FHA LOANS

What is an FHA Loan?

Nexa Home Mortgage knows that everyone’s financial situation is different and many are turning to FHA loans to refinance their existing home or purchase a new home.

FHA loans, which are insured through the Federal Housing Administration, offer many benefits to borrowers even if you have had credit problems in the past or have limited funds available for a down payment or closing costs.

Benefits for a FHA purchase or refinance:

Low competitive interest rates
Lower mortgage insurance premiums
Gift funds can be used for down payment or closing costs
Loans are assumable
Non-occupant co-borrower can be added to application

Apply now to take advantage of the many benefits FHA loans have to offer!

The FHA loan program was established to encourage homeownership so whether you are a first-time homebuyer or simply a homebuyer looking to purchase a primary residence, a FHA loan may be the best option for you!
A FHA refinance loan is a great mortgage option for homeowners who want to tap into the equity of their home and use the funds for personal needs. Due to tighter lending standards on conventional loans, FHA loans are becoming increasingly popular.
A streamline refinance is a great option if you are looking to lower your monthly payment and are not in need of any additional cash-out.
A reverse mortgage gives you immediate access to additional money so you can live a more comfortable, financially rewarding lifestyle. any additional cash-out.

Please reach out to me with any questions. My goal is to make this a 5-star experience for you!

Ready to Buy?

See if you qualify

Brady DeVoe

Sr. Mortgage Advisor

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What our customer say

I was in the process in purchasing a home and Brady was there for me every step of the way. He is very smart and communicated well during this process. He is attentive and was patient with me when I had questions and concerns. I was happy that Brady handled and took care of everything. He works hard and makes sure everything goes to plan.

Greg RussellSalt Lake City, UT

Brady is a wonderful loan officer. He is meticulous and extremely responsive, no matter the time of day. As first-time home buyers, we appreciated his willingness to answer any and all of our questions, no matter how minor they were. Brady is very thorough, and we would highly recommend working with him.

Franco RosserLayton, UT